Archive for the ‘Free Credit Reports’ Category

Check your credit score and credit report free for 30 days

October 4th, 2008 by Adam | No Comments | Filed in Credit Monitoring, Credit Score, Credit Score Tips, FICO Score, Free Credit Reports, Free Credit Scores, Personal Finance

Why Do You Want To Check Your Free Credit Scores?

Check the Situation That Best Applies to You And Then Click the Button Below to See Your 3 Credit Scores Absolutely Free

I want my 3 free credit scores from Experian, Equifax, Transunion that the government does not provide free

I want to apply for a credit card and get a low APR

I am preparing for a major purchase (home, auto, boat) and want to make sure I get the best loan rate I qualify for

Just curious where my credit stands against the average American credit scores

check 3 free credit scores

(Click the button above to see your 3 free credit scores)

Hello-

You hear it time and again, you have to check your credit score and credit report regularly to make sure all the good information is on there and all the erroneous information is not.

There are several free credit score and credit report offers out there.  Lately, the free trial period has been reduced to 7 or 14 days before you start getting billed the monthly credit monitoring fee.  But with GoFreeCredit, you get access to your credit reports and credit scores for a full 30 days before you even have to think about paying a monthly credit monitoring fee.

Click here to check your credit scores and credit report free

GoFreeCredit.com

Thanks for reading!

-Adam

Technorati Tags: , , , , , , ,

Technorati Tags: , , , , , ,

Tags: , , , , , ,

DIY Credit Repair: Fix your own bad credit

March 21st, 2007 by Adam | No Comments | Filed in Credit Monitoring, Credit Repair, Credit Score, Credit Score Tips, FICO Score, Free Credit Reports, Free Credit Scores

Do-it-yourself credit repair checklist

Credit repair
Like
many renovation projects, credit can be repaired on a do-it-yourself
basis. Roll up your sleeves and get started by using this worksheet.

1. Order your credit reports.

• Go to www.annualcreditreport.com, which is the only authorized source for consumers to access their annual credit report online for free.
• Call toll free 877-322-8228.
• Complete the form on the back of the “Annual Credit Report Request” brochure, available from the FTC, and mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281.

2. Examine for errors and calculate the exact amount owed.

• If there are errors on your credit reports, see the work sheet “How to fix mistakes on your credit report.“

3. Create a budget.

• Write down everything you spend money on and then cut the fat. Use this worksheet for making your own spending plan.

4. Prioritize bills and pay them off.

• Consistently paying at least the minimum due every month is crucial to building up your credit score. Use the debt paydown calculator to organize.

5. Find products to rebuild credit.

• As debts disappear, or following a bankruptcy, look for products such as secured credit cards to help give your credit score a boost.
• Make sure they report to the credit bureaus, not all do.

Do-it-yourself credit repair checklist (Bankrate.com)

Like many renovation projects, credit can be repaired on a do-it-yourself basis. Roll up your sleeves and get started by using this worksheet. 1. Order your credit reports.

technorati tags:, ,

Does checking your credit report hurt your credit score?

November 13th, 2006 by Adam | No Comments | Filed in Credit Score, Credit Score Tips, Free Credit Reports, Free Credit Scores

If I request my credit report, will it hurt my credit score?

No.

Your request for your own credit information won’t affect your score.

In fact, it’s a good idea to check your credit reports and your score at least once a year to make sure there aren’t any errors.

Check your credit report and score free

Your credit report may include a long list of inquiries from yourself, lenders and prospective employers.

But the FICO credit score compiled by Fair Isaac only counts inquiries when you actually apply for a loan.

Now that more people shop online for mortgages and car loans, the scorekeepers realize that you might be applying to multiple lenders at one time to compare rates.

As a result, the FICO score ignores all mortgage and auto inquiries made in the preceding 30 days.

If clusters of inquiries have been made more than 30 days ago, the score counts all inquiries made within one “shopping period” as a single inquiry.

For the older version of the FICO score, this period is any 14-day span.

Check Your Credit Report

Kiplinger.com,?DC?- 55 minutes ago

… prospective employers. But the FICO credit score compiled by Fair Isaac only counts inquiries when you actually apply for a loan. Now …

technorati tags:,

Technorati Tags:

Free 3-in-1 Credit Report and Free Credit Scores

November 6th, 2006 by Adam | No Comments | Filed in Credit Monitoring, Credit Score, FICO Score, Free Credit Reports, Free Credit Scores

Here’s how to get your 3 free credit reports and credit scores if you’ve already ordered them for free this year on www.annualcreditreport.com

Privacy Matters 1-2-3

What you need to do is try out a credit monitoring service that will give you these reports and scores in the chance that’ll you’ll want to keep the optional credit monitoring service. This service can be helpful if you are a little forgetful and not diligent on keeping on top of your credit every year. It can help you prevent identity theft and someone invading your privacy and selling all your personal information.

If you want the free credit reports and credit scores, give it a try. If you don’t want the credit monitoring service then just make sure to cancel before the trial is over.Â

Have a great week.

-Adam

technorati tags:, ,