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Why Do You Want To Check Your Free Credit Scores? Check the Situation That Best Applies to You And Then Click the Button Below to See Your 3 Credit Scores Absolutely Free I want my 3 free credit scores from Experian, Equifax, Transunion that the government does not provide free I want to apply for a credit card and get a low APR I am preparing for a major purchase (home, auto, boat) and want to make sure I get the best loan rate I qualify for Just curious where my credit stands against the average American credit scores
(Click the button above to see your 3 free credit scores) |
MyFICO.com is the place to go on the Internet when you need to find out your credit score.
Take it from no less of an authority than Kiplinger.com, trusted for its personal finance and business forecast information, which recently named myFICO.com as the best place to go on the Internet for your credit score.
“A crystal ball isn’t necessary to find this magic number,” Kiplinger.com wrote. “It costs $15.95 to get your FICO score from Fair Isaac, the company that compiles the most widely used credit score. The site includes advice on boosting your score.”
FICO, which invented the best known and most widely used credit score model in the United States, is a publicly traded corporation (under the symbol “FIC”. Primarily used in credit decisions made by banks and other providers of secured and unsecured credit, the FICO score is calculated statistically, with information from a consumer’s credit files.
It provides a snapshot of risk that banks and other institutions use to help make lending decisions. Generally speaking, the higher your FICO score, the more likely it is that terms of a loan offer will be favorable to the borrower. The better you have managed your use of personal credit, the higher your FICO score will be.
MyFICO.com offers four services through which to receive updates of your FICO score:
Your Equifax credit report and your FICO score are monitored, on a daily and weekly basis, respectively, by Score Watch.
It alerts you when unexpected changes to your credit report cause your FICO score to drop, and notifies you when you reach your target score or when you qualify for a better interest rate. Two Equifax Score Power reports are provided each year by Score Watch.
FICO Standard: Get your FICO scores from your choice of Equifax or TransUnion. Each includes actions you can take to get your FICO score into the higher ranges, and also comes with a full explanation of the credit score and how lenders view you.
Suze Orman’s FICO Kit Platinum: Suze has taken the FICO Kit to a whole new level with the new and improved – Platinum – version. Saving your money and taking control of your credit are easier than ever, thanks to Suze!
Three personalized credit reports and 3 FICO scores, plus many new features, still come standard with the Suze Orman FICO Kit Platinum Version.
FICO Quarterly Monitoring: Key elements of your credit will be tracked to show you how they differ from quarter to quarter by myFICO.com. Tracking essential components of your credit such as “problem accounts” or the “total balances owed on your accounts” can help you spot the trends in your credit profile which may be affecting your FICO score.
Tags: credit rating, FICO Score, myFICO, MyFICO.com