Take charge of your credit score

November 16th, 2006 by Adam | Filed under Credit Score, Credit Score Tips, FICO Score, Improve Credit Score.

Why Do You Want To Check Your Free Credit Scores?

Check the Situation That Best Applies to You And Then Click the Button Below to See Your 3 Credit Scores Absolutely Free

I want my 3 free credit scores from Experian, Equifax, Transunion that the government does not provide free

I want to apply for a credit card and get a low APR

I am preparing for a major purchase (home, auto, boat) and want to make sure I get the best loan rate I qualify for

Just curious where my credit stands against the average American credit scores

check 3 free credit scores

(Click the button above to see your 3 free credit scores)

Take charge of your credit score

You are responsible for your credit score. That’s why you need to know what your number is and how to improve it.

•Step 1: You should check with each individual agency - Experian,
Equifax and TransUnion - once a year to make sure your information is
correct. Federal law entitles you to one free report from each agency
each year. To request copies, call (877) 322-8228 or go to www.annualcreditreport.com”.

• Step 2: If you find a discrepancy, work with the agency to fix it. You’ll likely need to provide documentation.

Privacy Matters 1-2-3

• Step 3: This should really be Step 1. Pay your bills ON TIME. This is the biggest determining factor on your score.

•Step 4: If you want to improve your credit score, develop a plan to pay
down your debt - and remember, it takes time. “Correcting your credit
is not something you can do overnight,” says Amy Ghannam of National
City Bank.

Your credit is your business

Lansing State Journal, MI - 18 hours ago

“The credit score is a three-digit summary of your credit history,” says Greg McBride, senior financial analyst for Bankrate.com.

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