Take charge of your credit score
November 16th, 2006 by Adam | Filed under Credit Score, Credit Score Tips, FICO Score, Improve Credit Score.|
Why Do You Want To Check Your Free Credit Scores? Check the Situation That Best Applies to You And Then Click the Button Below to See Your 3 Credit Scores Absolutely Free I want my 3 free credit scores from Experian, Equifax, Transunion that the government does not provide free I want to apply for a credit card and get a low APR I am preparing for a major purchase (home, auto, boat) and want to make sure I get the best loan rate I qualify for Just curious where my credit stands against the average American credit scores (Click the button above to see your 3 free credit scores) |
Take charge of your credit score
You are responsible for your credit score. That’s why you need to know what your number is and how to improve it.•Step 1: You should check with each individual agency - Experian,
Equifax and TransUnion - once a year to make sure your information is
correct. Federal law entitles you to one free report from each agency
each year. To request copies, call (877) 322-8228 or go to www.annualcreditreport.com”.• Step 2: If you find a discrepancy, work with the agency to fix it. You’ll likely need to provide documentation.
• Step 3: This should really be Step 1. Pay your bills ON TIME. This is the biggest determining factor on your score.
•Step 4: If you want to improve your credit score, develop a plan to pay
down your debt - and remember, it takes time. “Correcting your credit
is not something you can do overnight,” says Amy Ghannam of National
City Bank.
| Your credit is your business
Lansing State Journal, MI - 18 hours ago … “The credit score is a three-digit summary of your credit history,” says Greg McBride, senior financial analyst for Bankrate.com. … |
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